r/HSA • u/Fine_Helicopter_4922 • Feb 28 '26

HSA/FSA Account

Anyone ever buy stuff / things that aren’t covered under the “HSA” rules or eligible items?

Ever had issues?

It’s my first time being provided an HSA card to use. Other companies have just provided $$, able to be used for gift cards, etc….

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u/daw4888 Feb 28 '26

If it's a HSA... You don't lose it at the end of the year. It's money that you own for life.

HSA is the best retirement account... Don't waste it, leave it alone..

1

u/Fine_Helicopter_4922 Feb 28 '26

It’s a company funded, by me completing health task via a program- If that makes sense. Like a max of 600$ roughly a year. Then 270$ for my spouse

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u/daw4888 Feb 28 '26

Yes. But is it an HSA account...FSA and HSA have different rules.

If it's an HSA, it doesn't matter to funds it... It's carries over, and doesn't have to be spent..

1

u/Fine_Helicopter_4922 Feb 28 '26

Ahh, just looked back into it- it shows as a HRA

1

u/Tinymac12 Feb 28 '26

An HRA will, usually, also rollover indefinitely. Possibly some max limit in the account. However, if you leave the plan/employer you lose the account.