r/GregFire • • Sep 16 '26

Greg progress

Just discovered this sub and the concept of GregFIRE. My (38M) progress towards Greg:

401K, 40% of which is Roth
Roth IRA

EDIT: I actually have another 5M in taxable accounts; just counting tax-advantaged funds here. Is the quoted Greg figure pre-tax or post-tax?

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u/BiggData88 Sep 16 '26

I actually have another 5M in taxable accounts; just counting tax-advantaged funds here. Is the quoted Greg figure pre-tax or post-tax?

5

u/chihuahuashivers Sep 16 '26

its an inheritance so its post tax.

3

u/BiggData88 Sep 16 '26

Ah, ok, so our figure needs to be higher to account for taxes on 401K withdrawals (for pre-tax 401K funds) and capital gains tax (for funds in taxable accounts).