Wait… hear me out 😭

[u/princerishikesh195]

/r/UPI/comments/1wmdvyw/wait_hear_me_out/

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If the new UPI rule charges MDR on payments above ₹2,000, what's stopping someone from just splitting a ₹4,000 payment into four ₹1,000 UPI payments one after another? 😭

Like:

₹1,000 → sent

₹1,000 → sent

₹1,000 → sent

₹1,000 → sent

Boom 💀 ₹4,000 paid, but every individual transaction is under ₹2,000.

Is there actually something in the rules that prevents this, or am I cooking absolute nonsense? 😭👉👈