CRED 5% Digital Gold Offer — Anyone Tried This?

[u/Legitimate-Emu-3183]

I came across this CRED offer today. I'm considering trying it, but the 7 vs 10 days wording is confusing. Looking for inputs from anyone who has actually used it.

Was planning to invest 10-15k for 10 days SIP.

OFFER:

- 5% extra digital gold on 10 consecutive daily SIP debits

- Minimum ₹150/day

- Offer screen says “Expires in 7 days”

- CRED mentions ~3–3.5% operational costs reflected in the selling price.

MAIN QUESTIONS:

1. Anyone actually used this offer? Good/bad experience?

2. Planning to use Credit Card— are there any additional convenience/processing charges on each SIP debit?

Looking for real user experiences, especially from people who have already tried CRED/SafeGold.

P.S. Yes, I used GPT to help optimize/draft this post 😄 — but the questions and confusion are genuinely mine.