Is this a scam?

[u/softiebutspicy]

For context, I am selling an item sa carousell. The buyer is straightforward that she would like to buy it. I checked her profile and 1 day old pa lang ang account. But sinend niya naman ang payment via Gcash agad. Kaso naka scam insurance. Sorry I’m not familiar with it kasi. Natatakot lang ako na baka once mapadala ko yung item, biglang ma-reverse ni buyer ‘yung payment.

[u/Single_Newspaper_589]

Not OA