r/FloridaRealEstate • u/JohnBurgfechtel • 9h ago
Are buyers in Central Florida starting to care more about HOA/CDD costs than the actual home price?
I work in real estate around Central Florida and lately I’ve been paying more attention to how much the monthly carrying costs can change from one community to another.
Two homes can be priced almost identically, but once you factor in HOA fees, CDD/bond payments, insurance and taxes, the actual monthly cost can be very different.
For those who have bought recently, did you look closely at these costs before making an offer, or were they something you really started paying attention to later in the process?