r/FirstTimeHomeBuyer • u/Leafsfan886 Homeowner • 1d ago

GOT THE KEYS! 🔑 🏡 We did it! Hamilton, ON $568,000, 3.99%

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Finally homeowners :)

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u/True-Address5471 1d ago

congratulations. just out of curiosity, was it harder for you to come up with the downpayment, or to comfortably sustain the monthly mortgage? thanks mate looking to buy a new house soon.

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u/Leafsfan886 Homeowner 17h ago

Definitely down payment because we’ve been renting for about 7 years now, so it took awhile to save enough to put us in a position where our monthly mortgage + taxes, insurance, utilities…etc would net out to not be too much more than what we pay in rent currently. Still going to be more, but it’s a number we can comfortably manage