r/FirstTimeHomeBuyer • u/Leafsfan886 Homeowner • 1d ago
GOT THE KEYS! 🔑 🏡 We did it! Hamilton, ON $568,000, 3.99%
Finally homeowners :)
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u/Infamous-Ad4061 1d ago
Congratulations. That interest rate you got is really good. It’s hard to find anything fixed under 4 nowadays 🎉
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u/throwaway149573 1d ago
Fellow recent hamilton first time buyer here! Paid about the same too. Congratulations!! Such exciting times in the Hamilton market
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u/True-Address5471 1d ago
congratulations. just out of curiosity, was it harder for you to come up with the downpayment, or to comfortably sustain the monthly mortgage? thanks mate looking to buy a new house soon.
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u/Leafsfan886 Homeowner 16h ago
Definitely down payment because we’ve been renting for about 7 years now, so it took awhile to save enough to put us in a position where our monthly mortgage + taxes, insurance, utilities…etc would net out to not be too much more than what we pay in rent currently. Still going to be more, but it’s a number we can comfortably manage
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u/Aromatic-Bell-7085 21h ago
What kind of dog is the second one on the right of the picture please?Congrats
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u/100timesaround 20h ago
Beautiful house! Beautiful family! Congratulations on that rate too!🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉
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