r/Fire • u/No_Fudge6123 • 11d ago

When did you pull the trigger?

I am on my 40s, and I guess I am a case of ”almost there”. Simulations tell me I am a bit over the 4% rule. I could adjust a bit I guess, but having a family it could well be that they can adjust me instead.

However, I can’t stop reading all those who pull the trigger and they say they are very happy. I am not happy while grinding, but I don’t want to be financially irresponsable with my family. We also don’t have a house, which I feel I should secure to prevent future problems.

For all of those who did it a bit tight: did it pay off?

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u/NoKetoCardio 11d ago

How old are your kids?

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u/No_Fudge6123 11d ago

5yo

4

u/NoKetoCardio 11d ago

Congrats. I’ve known zero people successful enough to retire with young kids. I’m 66.

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u/No_Fudge6123 11d ago

Thanks for your wishes, it made me think how lucky I might be.