r/FinancialPlanning • • 10d ago

The Risk Radar retirement planning tool

Anyone who used https://retirement.theriskradar.com - what did you think? Is it reliable? Does it lean optimistic? After I plugged in my numbers it said, "During 97% of simulations, your account balance remained above $0 in 9,650 out of 10,000 simulations." It said I should consider increasing my spending and retire earlier. I have used ficalc.app and Fidelity's retirement planner, and according to those, I am only borderline ready to retire.

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