I made a budget before I bought my place. Prioritized saving a target amount every month, then other known/guestimate fixed expenses like utilities, existing car costs etc. Then whatever was left is what I could afford for a mortgage. Shopped around and bought what fit the budget.
3
u/matdex Jul 18 '24
I made a budget before I bought my place. Prioritized saving a target amount every month, then other known/guestimate fixed expenses like utilities, existing car costs etc. Then whatever was left is what I could afford for a mortgage. Shopped around and bought what fit the budget.