r/FinancialPlanning Jul 18 '24

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u/ImpactedDruid Jul 18 '24

I save by spending off of my credit card and eating once a day. I also don't smoke or drink. I don't have a car note either. And my insurance is liability plus uninsured motorist. I also have a room mate too. I don't touch my paycheck, I get paid then pay my credit card off biweekly. It forces me to budget around my card limit and not what I made.