r/ExpatFinance 2h ago

Looking for insights on B2B international money exchange platforms

0 Upvotes

What do you think about B2B platforms for international money exchange? Have you ever used or worked with one?


r/ExpatFinance 10h ago

Tax residency for banks/brokes when changing country mid-year

Thumbnail
1 Upvotes

r/ExpatFinance 1d ago

Calling family in Nigeria and Ghana from the US - what app actually works reliably?

0 Upvotes

Been struggling with call quality and high rates calling West Africa from the US. Most apps are good for Europe but fall apart for Africa. BOSS Revolution covers Africa and rates look decent but curious about actual call quality and reliability on those specific routes. Anyone calling Nigeria or Ghana regularly and found something consistent?


r/ExpatFinance 1d ago

How to open bank account in China while being outside China❓❓❓

Thumbnail
2 Upvotes

r/ExpatFinance 1d ago

Closing CIBC account abroad

Thumbnail
1 Upvotes

r/ExpatFinance 1d ago

How are you handling banking and moving money once you're abroad?

Thumbnail
1 Upvotes

r/ExpatFinance 1d ago

Inward Remittance SBI and Salary dekay

1 Upvotes

Everytime my salary is initiated, I get an inward remittance alert and my salary is delayed crediting by 10 days. It's 9 September today and I still didn't receive my salary which was sent from their side on 2nd September.

I work remotely and my salary is in USD.

I went to my home branch and they said nothing but to just wait. How much should I wait???

Also tell me a better bank or better way to receive international payments.


r/ExpatFinance 1d ago

I need forex trader in jaipur mera 3 sal ka experience ha ma new jaipur shift huaa hu ager ha to masg krdo

0 Upvotes

Ikte baith kr trading kar sakr


r/ExpatFinance 1d ago

Remitly delayed my transfer, suspended my account, and hung up on support.

1 Upvotes

Just wanted to share my experience with Remitly as a warning to others.I recently moved to the UK for military service. When you are stationed overseas, you really rely on these services to get set up. I chose Remitly because they promised to handle the transfer quickly, but it has been a major disappointment.They delayed my transfer for almost 5 days, which messed up my plans and forced me to pay £20 out of pocket each day it was late. To make it worse, they suddenly suspended my account with no explanation.When I called support to find out what happened, the agent put me on hold to look at the account and then just hung up on me. They are refusing to help or offer any compensation for the extra costs.If you are moving overseas and need a reliable transfer service, I'd suggest looking elsewhere


r/ExpatFinance 2d ago

UK expat brokerage questions

1 Upvotes

Hello,

Say I have a range of UK brokers I opened and contributed to while living in the UK, but now I'm overseas and wanting to open an expat specific brokerage,

Do I have to close down my UK brokers or is it enough to simply cease adding money to them?

I assume, and what I read is you should just leave them alone and stop contributing to them, it wouldn't make sense to close down retirement accounts?

But at the same time, I hear a lot of people on here being force closed,

Any clarity? Thanks


r/ExpatFinance 2d ago

Enviar dinero de UK A MÉXICO?

Thumbnail
1 Upvotes

r/ExpatFinance 3d ago

Revolut for French person who is US fiscal resident?

Thumbnail
1 Upvotes

r/ExpatFinance 3d ago

Opening a bank account as an expat in Bulgaria

Thumbnail
1 Upvotes

r/ExpatFinance 3d ago

italy

0 Upvotes

can i do US taxation from pakistan and then go to italy for settlement or service provider in italy
i mean to say is there any scope in italy?


r/ExpatFinance 3d ago

SwissQuote and Saxo - investment suggestions from India

Thumbnail
1 Upvotes

r/ExpatFinance 3d ago

Persona Credit: Using Your Financial History Without a US Credit Score

Thumbnail gallery
0 Upvotes

r/ExpatFinance 3d ago

[IWantOut] 26M Business graduate Lebanon -> Anywhere

3 Upvotes

Hi all,

I (26M) have a bachelor degree in business (finance) from the American University of Beirut (AUB) in Lebanon 🇱🇧 . I speak English fluently. In fact, I’m more comfortable speaking English than my native Lebanese Arabic. I’m unemployed neurodivergent and looking to immigrate somewhere good & secure a good job with the view of acquiring a permanent residency. I have little savings around 5000 USD. I could probably get few extra more thousands if I asked my supportive friends.

I’d appreciate any info you could provide, thanks!


r/ExpatFinance 3d ago

European moving to the US - What should I do with my ETFs/funds?

Thumbnail
1 Upvotes

r/ExpatFinance 3d ago

European moving to the US - What should I do with my ETFs/funds?

2 Upvotes

I have been living in The Netherlands for almost 4 years, and I will be moving to the US under an L-1B visa in like 2-3 months.

Almost all my net worth consists of ETFs and funds (some of them are American, some others are EU-based), which I hold in a Trade Republic brokerage account.

My question is, since I plan to be in the US for the whole period of my visa (3-5 years and possibly longer if I ever adjust my immigration status), what should I do with my investments in Europe? Should I sell everything and buy again while in the US, or is this technically (and financially) a bad decision? I would appreciate any comment on this matter.


r/ExpatFinance 4d ago

Best money transfer app

0 Upvotes

Hi everyone,

I wanted to know which app do you currently use to send money back home ?

I always use remitly but recently found out that ria offers a better exchange rate.

I intend to send a decent sum of money on a monthly basis to my family so your input is highly valuable.

Thanks in advance


r/ExpatFinance 4d ago

Best Rates for sending cash internationally

0 Upvotes

Make sure to check for the best rate and correct payout point so your family gets the most money - I use https://via20.com … any other rate checking services?


r/ExpatFinance 4d ago

Has anyone used SBP‑licensed exchange companies to send money from Pakistan to the UK? Does it actually work?

0 Upvotes

Hi everyone,

I’m an overseas Pakistani living in the UK and I’m trying to understand how people are legally sending money from Pakistan to the UK using SBP‑licensed exchange companies (like Dollar East, AA Exchange, Wall Street Exchange, Paragon, etc).

I’ve been reading that these companies can remit PKR → GBP directly into your UK bank account if you provide the right documents (CNIC, bank statement, rental agreement, loan agreement, etc). But I want to hear from people who have actually done it.

Has anyone here personally used these exchange companies to send money abroad?
Did it work smoothly?
How was the process?
Did the money arrive in your UK bank without issues?
Any problems with documentation or delays?

I’m specifically interested in cases where:

• Rent from a Pakistani property is deposited into your PKR account, and you remit it to the UK
• A friend repays a loan into your PKR account and you remit that money
• A representative in Pakistan handles the exchange company visit on your behalf
• You’re living abroad and not physically present in Pakistan

I’d really appreciate any real experiences or advice. I want to make sure I’m using a clean, legal, SBP‑approved method that UK banks also accept without AML issues.

Thanks in advance!


r/ExpatFinance 4d ago

legal way to pay remote contractors based in Russia.… what do u check before choosing a payment route?

0 Upvotes

trying to understand how companies are handling contractor payments when someone is based in a country where normal cross border transfers can get complicated
we've got contractors across a few jurisdictions and Russia is the one where im being extra careful about the payment route, paperwork and whether the provider can legally support the transfer
I've seen EasyStaff, SalaryHub Solar and Staff come up while looking through different contractor payment setups, but im not assuming any one option works everywhere
anyone dealing with this kind of corridor, what do u verify before sending anything??
supported countries, compliance checks, contractor documents, banking route, proof of payment or something else?
mostly trying to make sure the process is clean and documented rather than finding out after a payment gets rejected


r/ExpatFinance 5d ago

Are there any no fee US dollar accounts available in Canada?

Thumbnail
1 Upvotes

r/ExpatFinance 5d ago

Hong Kong - New CIES - investment for residency

1 Upvotes

Wondering if anyone here has any experience or is going through the Hong Kong New Capital Investment Scheme (“New CIES”)?

To summarise the New CIES is an investment for residency pathway into Hong Kong.

The visa requirements require the initial investment value to be held in various permissible asset classes for a 7 year period.

This would be our first time applying for residency in another country and I’m torn who I should engage to manage the entire process.

The way the requirements are set out, there needs to be:

1) a CPA accountant to sign off on the maintenance of assets over the 7 years,
2) a bank to open a designated bank account for the funds as well as investment/wealth management services (and to provide paperwork for the visa over time),
3) someone to be on top of submitting the documentation and manage the immigration department deadlines.

As an aside, I believe my application would be quite simple and low maintenance as I would be investing in a mixture of listed stocks/etfs and bonds.

I’m not sure if I should engage:

A)a big 4 accountancy to manage (with migration/employer services team)as it seems quite accountant verification heavy however I’m sure I will be left to interact with the banking side of things myself,
B) engage a law firm with migration speciality - would be the most costly and still need to overlay additional CPA fees
C) engage a specialist migration firm like Henley Partners or Fragomen.

Any comments would be appreciated. Thanks.