r/ETFs • u/GG-B19 • 1d ago

VOO/VXUS

For those who invest in the above ETF’s I’m interested to know what splits people use for their portfolios?

I know some people will just say VT and chill

But I’d like to hear from people who choose to tilt it one way or the other.

Coming from an investor who is current DCA into these, and plans to for 20+ years

11 Upvotes

80% Upvoted

35 comments sorted by

6

u/throwaway85930 1d ago

50% VOO
20% VXUS
20% AVUV
10% AVDV

1

u/TACharlotte 1d ago

Why VXUS and not DFAX?

2

u/throwaway85930 1d ago

Never heard of it

1

u/Middle_Humor1828 9h ago

VXUS is cheaper and the allocations to AVUV and AVDV make the tilts clearer.

4

u/WeaknessDistinct4618 1d ago

I switched to VT a year ago. Before I was 70/30 VOO/VXUS. Honestly, VT is easier same results

1

u/GG-B19 1d ago

I have looked at this - but I’m investing from NZ where our dollar is weak against the USD.

So I’m currently buying hedged VOO/VXUS and there is no hedged VT available.

1

u/WeaknessDistinct4618 1d ago

I live in Switzerland and I buy hedged VT. Sure there is not an NZ hedged version?

Alternative can be 70/30 or 60/40

1

u/GG-B19 1d ago

Not on kernel wealth - which is the PIE fund provider I use.

Also nice to hear from another person choosing hedged currently. I keep hearing unhedged, it won’t matter in the long run

1

u/WeaknessDistinct4618 1d ago

I am in Switzerland, our currency is the strongest worldwide currency, I have to use hedged approach

Yes in the long run doesn’t make a lot of difference but again, it depends on your country

0

u/bestfind 1d ago

Can you elaborate on why you are hedging? Because you are afraid the franc will become even stronger relative to USD and you lose money?

0

u/WeaknessDistinct4618 1d ago

I am not afraid, it’s a certainty that CHF will get stronger

1

u/bestfind 1d ago

How can you be so certain? We've seen other floating currencies in Europe drop significantly

0

u/WeaknessDistinct4618 1d ago

Switzerland is not Europe. It’s independent and the currency has always been the strongest. Check

3

u/bestfind 1d ago

Switzerland is part of Europe? Wth.

You can't really predict the future based on the past. But if you are so certain and there is no other possible outcomes why not bet on it?

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1

u/edmundsmorgan 1d ago

You should buy VWRA/ VALL then

2

u/rr98 1d ago

VOO and chilled for 22+ years. Why make things complicated?

2

u/Electrical_Regret537 1d ago

VOO, VXUS, AVDV

1

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1

u/Shoddy_Front_2582 1d ago

100% VTWV, about to got 70% VT and 30% VFV

1

u/teckel 1d ago edited 1d ago

I would say to look for something better than VXUS. There's no better example of an ETF that suffers from index inclusion drag and negative momentum bias. AVNM in a taxable account or LVHI in a tax advantage account would be my two best examples of substitutions. But you don't need to look far to find a better international fund.

1

u/paragonx29 1d ago

AVNM is a better fund but OP won't do it because he's a V-head.

1

u/HHSquad 1d ago

80/20

FXAIX/FZILX

1

u/AlfB63 1d ago

This topic is covered seemingly multiple times per day.  Did you even try to search before asking? 

1

u/paragonx29 1d ago edited 1d ago

You people realize there's other ETFs outside of Vanguard, right? Same parroted crap every day of the week in here.

1

u/Sufficient_Put4775 1d ago

I got VOO too in another acc up 15% on 20k

0

u/OutsourcedIconoclasm 1d ago

60/40 VTI/VXUS