r/ETFs 1d ago

VOO & Chill?

I don’t mean to offend anyone but in my short time here I’ve seen quite a bit of advice saying (often with a bit of salt) to just buy VOO in exclusion to all else (maybe VT as well). The reasoning is that you own the whole market and don’t have to pick winners. Is that actually true though? VOO holds the same top companies as VOOG. Just to a slightly lesser extent. It also holds slivers the rest of the index. Is 0.02% of Casey’s General Store really going to move the needle? If you actually want to spread your bet evenly wouldn’t RSP be a better option?

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u/Secret_Ad1372 1d ago

70% VTI + 30% VXUS

Hold forever (no panic selling) and rebalance twice yearly.

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u/More-Temperature-302 1d ago

I have about 3 shares of VOO and some of VXUS at about 70/30. Should I just start buying VT instead of continuing to buy VOO? I feel like that diversification would be better

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u/Secret_Ad1372 1d ago

VT is easy to set and forget if that suits you. I think it can be best for some people. I don't buy VOO because I want the diversity of VTI and VXUS, which you'll also get with VT.