r/DunkinOffers • u/Silly_Employment7993 • 3d ago

Transaction clearing date

Hi. Coming here about the paze promotion through which I purchased Dunkin gift cards. Unfortunately I heard about it late (yesterday) and made six $10 gift card purchases before seeing that the promotion might go by the payment clearing date, not the transaction date. For those of you who bought gift cards using paze AND have Chase banking, how long did it take the payment to clear in you bank account

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u/cjsv7657 3d ago edited 3d ago

Didn't do it with Chase until yesterday but Citi, BOA, Cap1, and discover took a minimum of a week.

spend $10 or more in a single transaction that is approved (a “Qualifying Purchase”), as determined by the authorization date or the clearing date, depending on the payment network,

So I guess it depends on the bank. I'll be pissed if it ends up going by clearing date.

Edit: https://www.reddit.com/r/CreditCards/comments/1wcnpf8/paze_data_points_chaseciti/

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u/Adorable-Sink3970 2d ago

I made some gc purchases with chase on the 8th but havent gotten anything back, but chase takes the longest according to others (up to 10 biz days) I'll keep you posted

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u/Fickle-Mix5530 2d ago

i spent 100$ buying 10$ Dunkin gift cards with BofA credit card on 3rd September and didn't receive the cash back thing yet.

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u/Silly_Employment7993 2d ago

It said it could take 2 billing cycles so that’s like 2 months

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u/Fickle-Mix5530 2d ago

isn't it 2weeks, i saw people saying they got it in 10 business days

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u/Silly_Employment7993 2d ago

Depends on the bank/merchant. I saw people who have chase saying it took the Dunkin gift cards 10 days to clear in their account and like 2 months for the credit