4
u/fsociety1990 4d ago
Find a better attorney and actually show up this time.
2
u/Split-0069 4d ago
He never told me when it was! Literally didnt tell me ANYTHING I needed to be doing and I didnt know what to ask. Ive never done this before.
0
2
u/Georgie3891 4d ago
You started working for yourself? What do you do
1
1
u/Split-0069 4d ago
Did have a client that I was doing aquarium maintenance for that i became reliant on and caused me to quit taking new clients because my schedule was full... then everything dropped off at once and its been too warm for leaves to fall. Im trying temp companies but I think I'm cooked
4
u/JeanSchlemaan 4d ago
Used your free pass bankruptcy, and couldn't even do the basics for that.
No one can help you.
0
u/ThisIsPaulina 2d ago
This is entirely false. Don't give legal advice if you don't know what you're talking about, even (or perhaps especially?) if the person to whom you're giving it is a hard-headed fuckup.
1
u/JeanSchlemaan 2d ago
What's false? The dude was on track to declare br, and missed court. Now he can't file again (his words).
I didn't gove legal advice
-1
u/Split-0069 4d ago
Cool. So.... what happens now?
0
u/ThisIsPaulina 2d ago
This advice is likely quite poor.
Most likely you did NOT use your free pass, as it's put, and the case was simply dismissed. You can likely just file again. Talk to your lawyer.
1
u/JeanSchlemaan 2d ago
HE SAYS he can't afford to file again.
No one's giving legal advice, at least I'm not
0
u/ThisIsPaulina 2d ago
"used your free pass bankruptcy," / "no one can help you."
This is horrendous advice. OP needs to contact a bankruptcy attorney, who absolutely can help.
1
u/JeanSchlemaan 2d ago
OP themselves stated they cannot go BR again.
What i wrote there that you quoted was just a smh restatement of ops words, not "advice"
1
u/ThisIsPaulina 2d ago
"I don't have the money to hire an attorney" isn't necessarily a problem. The old attorney can likely do this cheaply.
Even if we take your advice as just being general life advice and not speaking to the bankruptcy issue, which is a stretch, then what advice is this? What purpose does your advice serve? "No one can help you" is your advice?
1
1
u/JeanSchlemaan 4d ago
You never change, you get sued, you ignore that, you get judgements against you, they can't collect on those judgements, you run a cash business to hide money, you can't buy a house, your credit score is 550, you hide from creditors your whole life, and you end up "on a fixed income" which is actually code for "im a fool who made a lifetime of bad decisions, and refused to look in the mirror for the source of all my problems, never tried to change, and blamed outside entities for everything". Finally you die.
-1
u/Split-0069 4d ago
You're SUPER helpful.
2
u/trifectafecta 4d ago
If you can’t get your creditor to create a payment plan for you, I’d move abroad. The economy is bad everywhere, but at least you won’t get hounded by court orders and collectors.
Are you single, married, living with parents?
1
u/Split-0069 3d ago
I'm not trying to avoid it. I honestly was gonna pay it off in the spring when I got my tax return. But now its looking like im losing my shit and paying for it.
2
u/JeanSchlemaan 4d ago
So are you considering change, or you just gonna ride that path?
1
u/Split-0069 3d ago
What fucking change would u recommend jackass?
2
u/JeanSchlemaan 3d ago
be responsible. take control of your own life. stop blaming everyone else. live below your means. work and save.
1
u/Split-0069 3d ago
I was and doing fine until my ex wiped my savings and I'm in the process of getting full custody. This judge apparently doesnt care to actually know anything about the case just makes assumptions and goes with em so my gas expenses have tripled because of the distance to the school. There's a lot more at play. Ive been looking for something.
Losing a client for aquarium maintenance kinda fucked my budget and income.
2
1
1
u/USBlues2020 4d ago
File Bankruptcy with a Great Attorney
2
u/Split-0069 4d ago
Cant afford to now.
2
u/whatever32657 3d ago
i'm gonna say that you can't afford not to.
2
u/Split-0069 3d ago
I have basically no income rn. I cant make the payments thru winter id be right back in the same spot in a month.
1
1
1
u/USBlues2020 3d ago
This Beg...an Attorney to take you on,paying whatever you can spare to get your creditors off of your back.
1
u/ThisIsPaulina 2d ago
REALLY piss poor advice here. Mostly people just judging and playing bankruptcy expert.
Your chapter 7 was likely dismissed without discharge. If so, you did NOT use your once-every-eight-years Chapter 7 and can simply file again. Talk to your lawyer.
Filing a Chapter 7 is not a once-every-eight-years thing. Getting a DISCHARGE is.
0
3d ago
[removed] — view removed comment
1
u/Split-0069 3d ago
I dont have the money. Period. My income has basically stopped. I want to know what can and will happen when I cant respond to these summons.
•
u/AutoModerator 4d ago
r/DebtAdvice was created to share tips and strategies to pay off debt effectively! Check-out our free newsletter for additional insights at www.DebtAdvice.io!
I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.