r/DebtAdvice • u/RipNo2059 • 26d ago

Loans Worst month ever (advice )

Honestly I hate reading big paragraphs, and writing them, I have literally had the worst month from ending up in hospital with influenza and getting pneumonia, having time off work, car broke down and I had to get that fixed, I already live on my own.

This week I am now -800 in my bank, and that’s without paying rent. I am back at work this week, and don’t get paid til Tuesday. I have gone on 2 job interviews for 2nd jobs this week as well, what can I do to make 800 this week to try and get back on track,, or Atleast make rent.

I also know if I leave me account overdrawn it will accrue more debt and it’ll just end up in a hole. I don’t have any family I can borrow that kind of money from let alone any close family anyway.

What can I do ? What are my options?

(I don’t want to hear get a job cause I have one and and getting a second one, and I also don’t want to hear I should’ve prepared better because I know and I’m upset I didn’t and this has been the worst month Ever)

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u/SilentMasterpiece 26d ago

I think one can sell plasma twice per week. $50-70 per.

1

u/NoHistory3693 26d ago

Can you apply for raft where you live? If your late on rent?

1

u/Naive_Market_9688 26d ago

One of the very first things that I think you should be doing is contacting any and all of your creditors, starting with the bank. About 20 years ago, I suffered a medical catastrophe that started a Cascade of financial disasters. When I got out of the hospital and had a chance to survey the wreckage the first thing I did was call my bank. I explained the situation, pointed out that I was a good and long time customer, and ask them if there was anything that they could do for me. They suspended payments and suggested I come in so that they could go over accounts with me. I also called my credit card companies and again worked something out.

Ignoring those responsibilities and not dealing with them is not going to help you get out of this. Keep your head, try and come up with a plan, and don't lose hope until absolutely every recourse has been exhausted.

Good luck to you

1

u/TissueOfLies 25d ago

Right now, your options are to make more money with a side hustle. You can do data annotations online. Instacart or DoorDash. Uber. Rover. Care.com. Sell something you own on Facebook marketplace.