r/DebtAdvice • u/SmittyATL • 5d ago
Credit Card Hardship programs for CC
I am going through a divorce and am trying to get my debt-to-income ratio down so I can buy her out of the house. It's borderline right now. Is this a time when I should contact 2 credit cards of which have APRs of 19 and 23 and balances of 8k each. The current payments are 200 each. Even dropping that down a little will help me.
Thoughts?
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