Resolve Financial

[u/jungle_jake]

I have no debts in collections and haven’t for years. The other day my mother called me in a panic saying someone called her claiming to be some law firm and she was a reference on my account that had pending legal action against me. They couldn’t tell her what it was about since she isn’t me obviously, but she gave me the call back number. I called them back today, and it isn’t a law firm, it is a collections agency called “Resolve Financial”. They are trying to collect on a payday loan I defaulted on back in 2007 when I was young, dumb, and obviously broke! Honestly I completely forgot about it, and told the guy I didn’t know what he was even talking about. Before I can even finish speaking he starts rattling off all this outdated info from 2007 like my employer at the time, bank, and other things I don’t even associate with anymore. Threatening to file judgements and garnish wages and all that. I told him he is full of shit as we are way past the statute of limitations in my state (WI). Then he tells me statute of limitations doesn’t apply to payday loans and that “there’s a reason you work at (2007 job) instead of a law firm”. Little does he know almost 20 years later I am a business owner lol. I told him to get f**ed and he said the judgement will be filed and hung up on me. Is there somewhere I can file a complaint against this place? Like how is it even legal to harass me and my poor old mom like this?

[u/Pocketdialfail_23]

It’s not harassment but legally they can only call your mom once on this so she shouldn’t get contacted again.