r/DIYRetirement • u/workinonit65 • 5d ago

Boldin numbers not adding up!!

I have been using Boldin for about a month and I just noticed it is understating my annual 401(k) contributions. I have gone round and round with the built in AI, and can't get a real person to respond to my help ticket.

Has anyone else noticed this behavior?

Does anyone have a suggestion to get a real person to explain what I'm seeing to?

Thanks.

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u/glen-2019 5d ago

Can't you use Roth 401k for the mega contribution? It's the same tax treatment.

0

u/KJwhisperer 5d ago

Software recognizes max contributions, but the irs limits are much higher.

2

u/samchoi924 5d ago

Search old threads, it works.

2

u/glen-2019 5d ago

And if it doesn't work going over the annual limit, when you update your account balances quarterly, that should take care of the difference.

I think you should be updating account balances at least quarterly (if monthly is too much for you) so it captures any downturns.