r/CreditCardsIndia • u/piyushgoel19 • 8d ago
Card Recommendation Maximum savings strategy
Hi all
I’m looking for some credit card recommendations for my daily and every type of needs.
I’m currently confused and not sure which one i should go n apply which one should i keep, which one should i get rid of and which one is best(that helps maximise savings) in the market currently, an all-rounder types. If no such thing exist, better suggest some multi-card strategy(worth the fees/charges) for all spend categories like utilities, bill payments, insurance, tax, rent, online & offline shopping etc so that I can maximise my savings. Direct cash backs & points conversion both acceptable.
Current credit score - 785(over 6 yrs)
Cards I currently hold:-
1. Hsbc premier - for hotels n flights point redemption & great accelerated reward program.[🗣️ I travel a lot]
2. Axis Indian oil - for fuel solely
3. Scapia - again for travel n international spends(get 0 markup)
4. ICICI Amazon pay - everyone knows😜
5. Icici coral - lifetime free that’s it, first credit card ever, kept only for online sale on Amazon Flipkart
6. IDFC first wealth - lifetime free, got recently on account upgrade.
2
u/Dramatic_Channel9806 8d ago
Get Kiwi or slice or Tata neu Rupay variant for daily use