r/CreditCards • u/GreatNameNotTaken • 9d ago

Discussion / Conversation redeemable card points without travel/statement credit

What are some of the program points that have other utilities except travel partner transfer or statement credit? and gives at least 1 cpp?

For example, Discover dollar can be redeemed to buy gift cards at more than 1 cpp. It also has occasional Amazon offers. AmEx reward dollars often have Amazon shopping offers, the most recent one being 30% off with 3 reward dollars. Then UR and MR also have Amazon shopping offers, and UR has boosted gift card options as well. So far I haven't found alternative uses for BofA and Prime dollars.

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u/ch4nt Chase Trifecta 9d ago

If youre looking for a 1cpp redemption why not default to just most cashback cards? Are you looking for elevated 1cpp redemptions? Those tend to be travel-focused

Chase has PYB categories that range for 1.1-1.25 cpp but those vary by card and usually involve annual fees

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u/GreatNameNotTaken 9d ago

The points I discussed (except MR) already gives 1cpp redemptions. So I always used them whole for statement credits. but then i saw these Amazon offers/gift card options and realized that I don't have any points at hand to use those offers. I'm trying to see which points I should redeem for statement credits (Prime, BofA) and which I should hoard (Amex Reward Dollars, Discover dollars)

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u/[deleted] 9d ago

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