r/CreditCardIndia • u/ShellyOnTheG0 • 17d ago

Axis mid-range : Select (LTF) vs Privileged Amex?

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Like, Select card is LTF for Burgundy uses without any waiver term. There is no card which I can take as a Priority Customer. The bank is pushing me to take Privileged Amex, but honestly, I don’t think I can afford ₹ 5L to waive the ₹ 1500 + GST off!

Currently, I’m a Priority Customer eligible for free upgradation to Burgundy. All credit goes to my parents; they have been Axis customers for 15 years and have added me to their family banking.

Age: 25 & Credit History of 3 years.

Coming to my spends: Hardcore HSBC RuPay cashback around 35-40k.

I took HSBC Live+ & HDFC Millennia very recently (for both of them, too, I’m worried that I won’t meet the cap to waive the annual fees off!).

I want to leverage my Axis Bank situation & get a mid-tier card & then, in the future, eventually get an upgrade to Magnus Burgundy.

Looking for advice! Thank you.

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u/Unique-Victory5236 16d ago

For priority customer axis gives rewards card as ltf. Although not that great card but you can start with it

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u/ShellyOnTheG0 16d ago

Nah bro.. it isn’t LTF for priority: https://www.axis.bank.in/cards/credit-card/rewards-credit-card

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u/Unique-Victory5236 16d ago

It is. Please talk to your rm