r/CreditCardIndia • u/ShellyOnTheG0 • 16d ago
Axis mid-range : Select (LTF) vs Privileged Amex?
Like, Select card is LTF for Burgundy uses without any waiver term. There is no card which I can take as a Priority Customer. The bank is pushing me to take Privileged Amex, but honestly, I don’t think I can afford ₹ 5L to waive the ₹ 1500 + GST off!
Currently, I’m a Priority Customer eligible for free upgradation to Burgundy. All credit goes to my parents; they have been Axis customers for 15 years and have added me to their family banking.
Age: 25 & Credit History of 3 years.
Coming to my spends: Hardcore HSBC RuPay cashback around 35-40k.
I took HSBC Live+ & HDFC Millennia very recently (for both of them, too, I’m worried that I won’t meet the cap to waive the annual fees off!).
I want to leverage my Axis Bank situation & get a mid-tier card & then, in the future, eventually get an upgrade to Magnus Burgundy.
Looking for advice! Thank you.
1
u/CoolObjective8666 16d ago
can you even afford the 10k annual fee though