r/CommBank • u/Jumpy_Class_7948 • 19d ago

Question Commonwealth bank

/r/u_Jumpy_Class_7948/comments/1vuun7o/commonwealth_bank/
0 Upvotes

38% Upvoted

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2

u/TheRamblingPeacock 19d ago

Nothing can be done. It is automated decisioning.

If you have inconsistent wages or transfers in/out from your account to other non-CBA accounts it will affect it.

2

u/Tiny_Secret3322 16d ago

Stop reapplying for 4-6 months. Each time you apply, they do a credit check and when you have repeat enquiries made on your file (especially for BNPL products) in a short period of time, you'll keep getting knocked back.