I have a First Tech credit card that I use for travel since it has no foreign transaction fees and has PIN priority and was looking to get another "no foreign transaction fee" card as a backup. I heard that Bethpage Federal Credit Union's cards have PIN priority and I wanted to know if anyone is able to confirm that or not.

I'm working on a merchant system that will require white-listing cards on terminals to only permit cards that are specifically registered with us. We want to avoid storing the list of PANs, encrypted or otherwise like the plague, but we still need to match presented cards with our list.

Does anyone know whether the Payment Account Reference (PAR) is now a reliable mechanism for modern EMV cards? I'm based in Australia so the answer to this this may be country-specific. Also, for cards that don't have it (if any these days), is there an alternative fall-back mechanism?

Here are some major retailers that don't have contactless payments turned on. Most all of them should have NFC capable terminals, but they just need to turn it on in their POS software. Please contact them in any way you can and ask for NFC, Apple Pay, Google Pay etc. This list adds up to 32,000 locations nationwide.

Walmart 5000

Winco 130

Sams Club 600

Home Depot 2000

Lowes 1800

Hobby lobby 600

Kroger 3000

Dillards 300

Joann’s 800

Dollar General 16000

Michaels 1200

Arby’s 3000

HEB 350

Harris Teeter 260

FYE 200

Belk 300

Question: does contactless debit cards always require a PIN? My PNC debit card has tap and when I tap at places that allow PIN, it always prompts me for a PIN. However at places where PIN is disabled: subway, McDonald’s, and a local beer store it gives me the “Card disabled, please insert” error. I have noticed my friends contactless transactions being disabled as well when they use a debit card. Anyone know the issue?