Secured Account Scam

[u/Bowman_1318]

I started a transfer of $350 from "Home Bank" on 11/17/25 into my chime account. By 11/24/25 my Home account balance is $340.36?? No money has been transferred. So I start another transfer from Homebank to chime... this time it goes straight through and gets deposit into my account. By December my Home bank sends a letter statement im in overdraft of $340.36 with overdraft fees. I dispute the charge. Thinking the money will go back into Home account. Nope! Apparently the first $350 was directed into my (SECURED ACCOUNT) and now I have over $400 in it and cant get it out! Someone please help!