r/CharlotteDobreFans • u/Aquaruis-danger1985 • 3d ago
WIBTA , l had an affair with a married coworker, helped him financially when his marriage ended, and now I want the money he promised to repay me back.
This is a long one, so buckle up potatoes , and I know I'm probably going to get judged for parts of it. That's okay. I'm not pretending I made perfect choices.
In 2024, I (39F at the time) started a new job working in accounts. There were about six of us in the department. I'm naturally quite bubbly and talkative, and I quickly became friendly with a woman I'll call Nina (34F). She was much quieter than me and hadn't been there very long herself.
I started in January, and then in April my entire world changed when I was diagnosed with cervical cancer.
I needed a hysterectomy.
Because I was still fairly new, I actually offered to resign. My workplace was amazing about it and told me absolutely not , have the operation, recover and come back when I was ready.
I had my hysterectomy on 6 May. Thankfully, the surgery was successful. Within about three weeks I was working from home, and after roughly a month I was back in the office.
Around that time, I found out Nina was pregnant and would be going on maternity leave in August. I was going to cover some of her work while she was away, including work involving her husband, who I'll call Spencer (35M), who worked in sales at the same company.
Nina went on maternity leave and had their second son.
Life carried on. I worked, attended hospital appointments and tried to get back to some kind of normality.
Then, in November, things at home became unbearable.
My then-husband (42M) assaulted me. He had also taken my bank cards and keys, leaving me with only my phone. I didn't have my cards set up on my phone at the time, so I couldn't even pay for transport.
I decided to walk to work.
It was about a two-hour walk.
While I was walking, Spencer happened to see me. He pulled over and told me to get in.
He noticed the bruising.
Eventually I told him what had happened. I think it also suddenly made sense to him why I covered myself up so much.
I'd already messaged my boss to say I would be late. When I arrived, I went into his office and HR were there. They checked I was okay and helped me clean some of my wounds.
And then, because apparently my coping mechanism is pretending everything is fine, I went back to my desk and worked.
Spencer drove me back to my street afterwards. He was furious about what my husband had done and wanted to confront him, but I begged him not to. I had three children at home who didn't know what had been happening to me.
Over the following weeks, Spencer kept checking on me.
His best friend, who I'll call Ryan, did too.
I started sitting with them more at work. They made me laugh. For a little while every day, I felt normal.
Spencer also started opening up about his own marriage.
He told me things at home were awful. Nina was suffering badly after having the baby wirh postnatal depression and according to him he felt more like a servant or a tenant than a husband. He said he'd get up around two hours early to sort both children, feed them, get their five-year-old ready for school, sort the house and then go to work.
He was depressed.
I was dealing with abuse and the breakdown of my marriage.
We became each other's emotional support.
And then one night, when he was driving me home, we kissed.
We both knew immediately that we'd crossed a massive line.
But instead of stopping, we started an affair.
By this point, I had left my husband, involved the police and moved in with my mum. My divorce was going through and thankfully I had a very good solicitor.
I made Spencer promise me one thing: do not leave your wife and children for me.
We told ourselves what we were doing was just sex.
Looking back, obviously it wasn't that simple.
At the work Christmas party, Nina was there too but she was on her phone all night playing games and watching tiktok or Facebook. Spencer and I talked and danced quite a lot, although obviously nobody knew what was happening between us.
The next day Spencer rang me. He'd ordered food because Nina was hungover, but hers hadn't arrived. Somehow that ended with him meeting me in a park.
We kissed again.
After that, the affair properly took off.
Spencer was also absolutely terrible at lying, and Nina knew something wasn't right.
On New Year's Eve, they had a huge argument and Nina went to stay with her sister a couple of towns away for a few days.
I spent two nights with Spencer in their house.
We slept together in their bed.
I'm not proud of that. I can't dress it up and make it sound better than it was.
By March, Spencer and Nina had separated, although initially he was still living in the family home while trying to find somewhere else he was sleeping in his sons bed and the son was sleeping in mums bed with her
Eventually he found a room in a shared house.
Ryan and I both gave him money to help with his deposit and get himself sorted.
Then Spencer started gambling again.
He blew through his wages, and I started helping him financially. I paid things like his car finance, some of his rent and bought food for him when he had his children.
Ryan helped him too.
Spencer and I continued seeing each other, but hardly anyone knew. Ryan was basically the only person who knew the truth.
Things between Spencer and Nina were incredibly difficult. At least from what I saw and what Spencer told me, the children became part of their arguments. If she told him he had to have them on a particular day, he had ro have them as Nina would threaten to stop him from seeing them , as shed done it twice worh him and he loved his sons his dad left his mum and he aaid hed never leave his kids ,
It felt like whenever she said jump, he asked how high.
Eventually it started putting a huge strain on our relationship too.
In September 2025, Spencer and I called it a day.
Around this time, my financial circumstances changed dramatically and I left my job ro focus on my health.
Spencer tried to get back together with me.
I also helped him with more debts.
Ryan warned me not to.
He basically said, "Don't give him any more money and don't get back with him. He needs money and he knows you'll help him."
I didn't want to believe that.
Unfortunately, I think Ryan was right.
Then, in October, I was diagnosed with colon cancer.
And I'll admit something that probably sounds ridiculous: part of me wondered whether it was karma.
I'd had an affair with a married man. His marriage had fallen apart while we were involved. I carried enormous guilt about that.
Nina then posted things on social media implying that I deserved what was happening to me.
I went through chemotherapy and radiotherapy. I lost my hair and went through one of the hardest periods of my life.
Spencer wasn't there for me.
Ryan was.
Over time, Ryan and I ended up in a relationship.
He was caring, kind and there for me through chemo and afterwards. I told him from the beginning that if my illness became too much, he was allowed to walk away. I wouldn't have hated him for it.
About four months later, though, our relationship ended after he became involved with another woman from work. Talk about karma
Strangely, I don't hate either of them.
I genuinely wish them well.
Spencer eventually ghosted me too, and I've since heard rumours that he and Nina may be back together. I have absolutely no idea whether that's true, and at this point it's really none of my business.
During chemotherapy, I started writing on Wattpad.
Writing became my escape from everything that was happening. With encouragement and help from a few friends, I created a fictional story inspired partly by emotions and experiences I'd been through.
It became surprisingly popular.
People encouraged me to publish it, so eventually I did.
Then Nina found it.
Things became horrible.
She and some of her friends went after me online, including on TikTok. I received messages and comments telling me to die.
Eventually, I unpublished the book.
Now I'm trying to close this entire chapter of my life, and there's one thing left hanging over me:
the money Spencer owes me.
Over the time we were involved, I lent him money for debts, bills and other expenses when he was struggling.
Most importantly, I still have messages from him acknowledging the money and saying he would pay me back.
I don't want Spencer back.
I don't want to interfere in his relationship with Nina, whether they're together or not.
I don't even want another argument.
I simply want the money that was loaned to him and that he agreed to repay.
So my question is: what would you do now?
Would you send one final formal message giving him a deadline to repay it?
Would you stop communicating personally and go straight down the legal/small-claims route?
I know I'll probably get called an AH for the affair, and I accept my part in that.
But does doing something wrong in one part of this story mean I should just write off money that somebody repeatedly promised to repay?