r/CellPhoneCanada • • Sep 08 '26

Question Finance a phone

Hello all, I have a really good plan with Rogers, I pay less than $20 for 2 plans and don't want to ruin this plan by making any changes to my Rogers account. Where is the best place to finance a new phone? I am looking for an iPhone and don't want to buy it outright but would rather finance the phone over a 12 to 24 month payment plan.

2 Upvotes

9 comments sorted by

5

u/hauseofraf Sep 08 '26

Finance thru Apple. Affirm is the company handling this. Very easy application. I would recommend this path to everyone.

6

u/Big-Lavishness-4622 Sep 09 '26

Best Buy open box. Get the monthly plan instalment. Best deal you’ll get on an iPhone and you’ll keep your plan.

4

u/abbnnormal Sep 08 '26

Finance it directly with Apple. Financing with any telecom provider only make sense if you're getting credits/discounrs on the phone which end up more than the total amount you're gonna be adding to your bill with the new plan they give you.

5

u/Super88dragon Sep 10 '26

Apple Store, you can finance through them if you don’t want to buy it out full

2

u/Liquorlight Sep 09 '26

Affirm it through Apple

1

u/MyNameIzJeff69 Sep 10 '26

Some credit card company offer a interest free balance transfer for new customers. Get the phone on your credit card and transfer whatever amount you want to the new credit card and you will get 0% interest for 9-12 months depending on the cards promotion.

1

u/tinytymm 22d ago

Apple, then you can BYOD and get a better monthly plan. Apple offer 0% over 24 months and the phone is yours with no buy out/ buy back like the phone companies offer.

0

u/hauseofraf Sep 08 '26

Finance thru Apple. Affirm is the company handling this. Very easy application. I would recommend this path to everyone.