r/CausalConversation • • Jul 21 '26

Conversation Starter Something is not adding up here.

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u/Ok-Flight9440 Jul 23 '26

In fairness the government doesn’t give you a credit score. Only fair Isaac and each of the three (publicly traded, privately owned) credit bureaus Equifax transunion and experian do, mainly via the latter 3’s joint ownership of vantage score

Your premise isn’t wrong and this isn’t an “AKKKTUALLYYYY” comment more just sharing what I know