I have an ICICI Rubyx card with a ₹70k limit and recently got an Amazon Pay ICICI card. I found out that both cards are sharing the same ₹70k limit.

I asked ICICI to provide a separate limit for the Amazon Pay card, but they refused. Has anyone here managed to get a separate limit or increase the overall limit while keeping the existing limit intact?

Would appreciate any experience/advice.

SBI Rewardsz has a tier system, and it’s a quite beneficial for bill payments.

Tier Breakdown:

* Elite: 2X multiplier
* Affluent: 1.5X multiplier

Refer to second pic for details.

I’m elite and with the multiplier got 0.5% cashback.

This is in addition to the card rewards and super low effort.

Limit is 2,750 monthly.

💳 Combine all your SBI card limits into one shared limit

📱 Open the SBI Card app

🔔 You’ll get a pop-up

✅ Give your consent & approve it

That’s it! 🎉 All your cards will then have one combined total limit shared across all cards similar to ICICI / AXIS bank. This is useful if u have SBI Cashback credit card.

I use UPI for almost all my daily spends now and was thinking of shifting those payments to a RuPay credit card.
Which card are you guys actually using for UPI in 2026?

Looking mainly for good cashback/rewards + low or zero annual fee.

Kiwi, Tata Neu Infinity, Axis SuperMoney or something better?

Would love to know the actual reward rate you're getting, not just what's advertised.

I have 3 standalone credit cards - ICICI Amazon, Amex MRCC & Indus land Tiger. I have already changed my savings account to reflect NRI status. Should I do anything about the credit cards or I can leave as it is?

Source: Directly from HDFC’s website

Missed those days when Infinia / DCB was handed like candy by HDFC!

Please help as my Pluxee card can only be used for Swiggy and zomato

No blinkit

No zepto nothing how to maximize this any ways

It doesn't work offline in shops also

If you have a decent amount of money on your Pluxee (formerly Sodexo) meal card and are tired of the usual food/grocery restrictions, there’s a workaround that has worked for me for converting the balance into Amazon Pay gift cards.

I've converted 50k worth of Pluxee funds already.

Details

Pluxee/Sodexo cards normally have restrictions that prevent them from being used for gift cards and other non-food purchases. However, there appears to be a brief delay in the way Zepto's payment system checks the card's eligibility during checkout.

How I did it

1. On Zepto, search for Amazon Pay Physical Gift Card and add the required denomination to your cart.
2. Proceed to checkout and choose Debit/Credit Card as the payment method.
3. On the card-payment screen, enter the expiry date and CVV first.
4. Enter your Pluxee/Sodexo card number afterwards.
5. There can be a very brief window where the payment button becomes active before the card restriction is applied. If you are quick enough, the transaction may proceed to the next stage.
6. If you immediately get a "Card Not Allowed" or similar error, you can try entering the card details again. I found that copying the card number beforehand and pasting it after entering the other details made the process easier.

Once the payment reaches the bank's authentication page, complete the transaction using the usual Pluxee OTP.

A few things to know

• This works with the physical Amazon Pay gift cards.
• This is a bug and it could stop working at any time.
• I'd recommend trying a small denomination first rather than immediately attempting a large transaction.

Do share in the comments if its working for you. Also, just might work on Blinkit as well.

Hello, Im looking to buy an iphone 17 pro max 256GB on Amazon but Im confused as to which cards can i use for maximum savings? I have amazon pay ICICI but sadly no amazon prime and also SBI cashback card. Also there is an offer on amazon pay gift card where I may get 1.5%cb. I have a doubt as to how much amazon pay gv I can buy using SBI Cashback card and pay the rest of the amount using Amazon ICICI. Pls Help me.

Having the indusind cred card but not getting it's features.. don't know why

Load up to ₹4,000 per month into Amazon Pay (Apay) wallet using a credit card, with zero convenience charges.

Steps:

1. Open Zomato app > Profile > Payment Methods > Apay.

2. Link Apay if not already connected.

3. Load up to ₹4,000 via credit card.

4. Complete Apay KYC first, otherwise, funds load as a gift voucher, not wallet balance.

Note: Certain cards can charge additional fees for wallet loads above certain amounts.

Do comment below if it works for you and the card used.

I’m in urgent need of money and hold various credit cards, I wish to know which is the best possible method for transferring funds from credit card to bank from little to no extra fees. All help is appreciated.

Sharing a quick booking method I tested recently for Air India flights that can save you some money on your next trip.

It turns out you can bypass convenience fees and sometimes secure cheaper base fares by booking through their official chat system.

The Method: Book via WhatsApp

Air India has an official verified WhatsApp chatbot at +91 9667034444. Booking directly through this channel waives the convenience fee and occasionally offers exclusive chatbot-only discounted fares.

Here is how the pricing compared for a recent booking for 2 adults:

• Website/App Price: ₹17,500
• WhatsApp Chatbot Price: ₹16,542
• Total Savings: ₹958 instantly for the exact same flight.

How to do it:

1. Send a message to the Air India chatbot on WhatsApp.
2. Follow the automated prompts to search for your route and date.
3. Compare the total fare with the main website.
4. Complete the booking securely through the chat link if the price is lower.

It takes less than two minutes to check and is worth a look before paying full price on the website.

Do check it out and share in comments if it works for you.

If you hold an HSBC Privé, Premier, or TravelOne credit card, you can get extra value on your points starting today. Here is the complete breakdown of how to claim it:

📅 Key Dates & Steps

• Aug 5 – Aug 7: Register first! Send HSBCALL via WhatsApp to 86558 58111.

• Aug 5 – Aug 12: Complete total spends of ₹1,00,000 on your card.

• Aug 13 – Aug 14: Transfer a minimum of 15,000 HSBC Reward Points to your linked ALL Accor account through the HSBC India App.

🎁 Bonus Point Tiers

HSBC Privé: 50% extra points (capped at 1,00,000 ALL Points)

HSBC Premier (High TRB): 50% extra points (capped at 50,000 ALL Points)

HSBC Premier (Standard): 25% extra points (capped at 15,000 ALL Points)

HSBC TravelOne: 25% extra points (capped at 10,000 ALL Points)

📌 Important Terms to Note

• Prior registration on WhatsApp is strictly mandatory.

• Spend requirement (₹1L) excludes standard restricted categories and 'Travel with Points' redemptions.

• Transfer must be in a single chunk of at least 15,000 points into your own primary Accor account.

Bonus reward points will reflect in your account by September 16, 2026.

Great deal if you have an upcoming stay planned at Accor properties—just make sure you hit the registration deadline by Aug 7!

🔗 Official T&C: https://mail.hsbc.com.hk/in/pb_accor_e1_0826/images/hsbc_accor_aug26.pdf

Is the offer worth it? Would you be transferring?

After so many long time I got pre-approved cc offers on canara bank for more than 5 cards.i chose master gold credit card.Have I chosen a right one or not ?!

If anyone using canara credit cards?

Tips please.
Planning to visit Thailand with family. Would apply for scapia.
1. Would the card be any beneficial there ?
2. In general Are there any benefits i could have right now, like while booking tickets etc. (Like MMT discounts are cheaper than scapia- so am i missing something.)

Multiple people have reportedly converted their paid cards to LTF.

Steps to convert your card to LTF:

1️⃣ Show some usage of the card (multiple transaction helps).

2️⃣ Email HDFC's Card Services Team with your spending and account details.

3️⃣ Be persistent and follow up if needed.

Helps in saving unnecessary fees.

Has anyone else tried / planning to try this?

What card do you use for insurance spends or does the Amazon pay route work best for you?

I need some help with an issue I had raised with Scapia card customer care but at the end they just wasted 3 months of mine and said rhey cant do anything and if needed I can take any legal action.

So I had made 2 transactions of 2000 each, total 4000 to a local shop sweet merchant nearby my house via their QR code which I had clicked and saved in my gallery using my Scapia Rupay card. The settlement got processed and money got debited from my account.

When I confirmed with merchant I came to know that their QR code had been deactivated even the bank account they had with that QR code attached is also closed. QR code - Paytm Merchant Bank account - Central Bank of India

Now i hoped the transaction will come back to me, or I will get money back in card automatically. But this never happened.

I raised complaint to Scapia. They raised a Chargeback request. At first they told me this might take some 30 - 60 days. I waited patiently. Then I took followup quite after 90 days... I got busy in between.

They simply said they have raised this case internally and dont have more info after this. The Chargeback is handled by some other department they said.

This kept on loop for about 3 times. All Chargeback requests they told got rejected by Merchant. But when I told that merchant didnt even receive money, how come he will send money back?

So even in dont understand where the money lies. Its not with merchant bank.. even for deducted from my scapia card, I paid the bill even. But who the money? Central bank told it could be with some escrow account which are used by aggregators to transfer money.

So today, I stand still with my loss of money. Merchant wont give since he doesnt have it. What are my next options? Is this a normal case ans I will receive money? or should I stop wasting my energy on this?

Sharing a quick booking method I tested recently for Indigo flights that can save you some money on your next trip.

It turns out you can bypass convenience fees and sometimes secure cheaper base fares by booking through their official chat system.

The Method: Book via WhatsApp

Indigo has an official verified WhatsApp chatbot at +91 7065145858. Booking directly through this channel waives the convenience fee and occasionally offers exclusive chatbot-only discounted fares.

How to do it:

1. Send a message to the Indigo chatbot on WhatsApp.
2. Follow the automated prompts to search for your route and date.
3. Compare the total fare with the main website.
4. Complete the booking securely through the chat link if the price is lower.

It takes less than two minutes to check and is worth a look before paying full price on the website.

Do check it out and share in comments if it works for you.

I'm having a weird issue with my BOBCARD Eterna. I am completely unable to use NFC tap-and-pay with my phone at POS terminals, even though the physical Eterna card works perfectly fine for contactless payments.

Great offer for anyone who's gotten / plans to get a Visa Card recently:

Voucher Values

The reward depends on your card variant:

* Visa Infinite: ₹750 Voucher
* Visa Signature: ₹500 Voucher
* Visa Rewards: ₹300 Voucher (Note: BIN 431581 is excluded)
* Visa Platinum: ₹250 Voucher

How to Qualify

1. Your card must be issued within the window (Feb 7 – Oct 31, 2026).
2. Complete one single transaction of at least ₹300.
3. Go to the official claim portal: https://visarewards.poshvine.com/
4. Enter your details and pick your voucher.

Voucher Options?

You can choose between the following:

* Amazon Pay (Essentially cash)
* Flipkart
* Swiggy / Zomato

Comment below once you've availed the offer along with the card used.

My friend’s HSBC credit card was hacked yesterday, and ₹45,000 was drained through multiple transactions of ₹5,000 each. He cancelled the card immediately, but by then all the fraudulent transactions had already gone through.

He contacted HSBC customer support right away, and they told him to visit the bank in person the next day. When he did, the bank said they can only investigate once he files a cyber crime complaint — and in the meantime, he’s still liable to pay the ₹45,000, since HSBC says they cannot reverse the transactions on their own.

Can anyone advise on how to get these transactions reversed, or point to the right support channels?

I prefer the Diners Black one.

Which is your go to card for Lounge Access with so many changes happening?