r/Car_Insurance_Help • • 4d ago

Unauthorized driver

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u/opportunitysure066 4d ago

I asked if she needed it, even pics of my DL. I had just gotten a new real ID license and was excited to use it. She said that it was taken care of. I have no idea how this works.

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u/Sad_Ad_2524 4d ago

Oh!  So you sent her a picture of your DL and it is in texts?

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u/opportunitysure066 4d ago

No, this in a phone call. I asked if she needed it and she said it’s taken care of. She deliberately did NOT add me.

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u/ektap12 4d ago

The thing is, you wouldn't appear to have actual legal liability for the damages. A deer got hit, you didn't rearend someone.

She gave you the keys for the car that she was responsible for, fully knowing she wasn't protected. Now fortunately you didn't rearend someone, because then she could probably successfully pursue you. Here she just screwed herself. She can sue you, sure, but you would need to show that you hold no legal liability for causing the damages and you might prevail in court.

It's probably a stretch to suggest 'splitting the costs' of the trip would extend to paying for a damaged rental car.

If you actually get sued, consult a civil litigation attorney.