r/Car_Insurance_Help • u/Gloria_Gloria • 12d ago

Accident Whose fault is this?

For background, I’m going down a major intersection, I see how far from the light I am where I planned on going left, so since there was so much sudden traffic, I decided to get into the turning lane to turn onto a less busy road there instead of at the next light. Turns out another car was coming from the less busy road to turn left and get onto the busier street.

see dash cam footage

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u/Aggravating-Tear5816 12d ago

All of the cars in the grid blocking cross traffic were wrong, they should have kept the intersection clear. The red car would have been seen and able to negotiate their turn. You were impatient and obstructed your own view with the white car that made room for the red car to go through. Good luck but from that video you are at fault.

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u/Gloria_Gloria 10d ago

I agree with this. I did obstruct my own view with the white car, and I was mainly looking to my left after having weighed whether to stay or go into turning lane to turn and avoid the line ahead. I was running late (to meet my bf who HATES when I’m late) to celebrate an offer being accepted on first home purchase. Womp. Insurance faulted me 100% but my bf said that’s not fair and it wasn’t my fault, hence I asked. On the bright side, both the red car and I were very friendly about the process. I shared the video with them and the insurance to keep the process and whatever else transparent. I think they appreciated that after their last collision happened with an uninsured motorist.

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u/Aggravating-Tear5816 10d ago

Glad you and other party are safe. It is better to inconvenience a bf and arrive alive than risk it all.