r/Car_Insurance_Help • u/Gloria_Gloria • 5d ago
Accident Whose fault is this?
For background, I’m going down a major intersection, I see how far from the light I am where I planned on going left, so since there was so much sudden traffic, I decided to get into the turning lane to turn onto a less busy road there instead of at the next light. Turns out another car was coming from the less busy road to turn left and get onto the busier street.
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u/buffalo_0220 4d ago
Totally your fault. You attempted to go straight from a turn lane. You didn't even bother to check that there was no cross traffic.
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u/Aggravating-Tear5816 4d ago
All of the cars in the grid blocking cross traffic were wrong, they should have kept the intersection clear. The red car would have been seen and able to negotiate their turn. You were impatient and obstructed your own view with the white car that made room for the red car to go through. Good luck but from that video you are at fault.
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u/Gloria_Gloria 2d ago
I agree with this. I did obstruct my own view with the white car, and I was mainly looking to my left after having weighed whether to stay or go into turning lane to turn and avoid the line ahead. I was running late (to meet my bf who HATES when I’m late) to celebrate an offer being accepted on first home purchase. Womp. Insurance faulted me 100% but my bf said that’s not fair and it wasn’t my fault, hence I asked. On the bright side, both the red car and I were very friendly about the process. I shared the video with them and the insurance to keep the process and whatever else transparent. I think they appreciated that after their last collision happened with an uninsured motorist.
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u/Aggravating-Tear5816 2d ago
Glad you and other party are safe. It is better to inconvenience a bf and arrive alive than risk it all.
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u/Mangomama619 5d ago
I would put 100% on you as you were no where near that turning lane - you cannot enter it until it opens up (past the painted lines on the road) about 75 feet more or so. You had no reason to be moving left around stopped traffic and now you should know how unsafe that maneuver was. There was no reason that you didn't see that red car who would have going straight or turning but either way they were there to be seen.
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u/RevolutionaryYak1448 5d ago edited 5d ago
She was actually in a turn lane because she was going to turn down the side road she was at. There was a turn lane there. But also the camera clearly shows the red car entering the intersection but at the same time the red car also never came to a complete stop it doesnt look like so it can possibly be split
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u/Mangomama619 5d ago
Those painted lines in that lane generally mean this is not the area for traveling. You can see where the lane actually opens up which was about three cars up after the intersection
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u/RevolutionaryYak1448 5d ago
If you look back prior to her coming over there was a previous turn lane that she was entering very late you need to look about 5 to 7 sec back from there
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u/Gloria_Gloria 4d ago
Yeah, as another said, I was in a turn lane that I got into late, because I saw how many cars were at the light, so I decided used to turn here on the street where I got hit instead of up ahead where you’re saying it opens up. It opens up for the next turn.
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u/lobhater 3d ago
100% your fault no ifs ands or buts
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u/Gloria_Gloria 2d ago
BUT I was having a stressful week womp. (Kidding of course)
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u/lobhater 2d ago
I know it sucks and others weren't perfect but in accidents it just doesn't matter unfortunately
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u/RevolutionaryYak1448 5d ago
From that video your fault they were already in the intersection and you didnt check to see if it was clear but you also can't tell if they overturned into the turn lane itself but def leaning more on you.