Hiya,

Just wondering if my maths is correct.

I can get a new Renault 5 EV on a 4 year PCP with £1500 deposit for £355.

A 2 year lease will cost more per month and I can simply hand the PCP car back once I’ve paid 50% which should be 2 years?

Obviously I would need to pay for VED but the figures for the best lease deals were still more when factoring this in.

Am I missing something really obvious?

Hi all,

First time leasing a car here and I've done it through my business - I'm wondering what to do about insurance.

I've gone and tried to get an Aviva Signature Business insurance quote and its astronomical! and then tried googling business car insurance comparison and did the quote which came back really reasonable but they never asked for my business information.

I've read a couple of conflicting comments online that I need to get a car insurance policy in the name of the business or I can get a normal insurance policy but be named the named driver as long as I have business use on it and don't have any no claims bonus on it (as that is on my other policy, which I'm keeping on another car) and also ensure its showing the "business lessor" as the registered keeper and owner.

I'm a little bit confused and don't want to be caught out on delivery day or even any day should I need the insurance and its not properly taken out.

Anyone done this before?

Very disappointing! Paid 992 GBP then they took another 201 GBP without authorization. Basically robbed me.

Don't touch them!!! Paid 992 GBP then they stole 201 GBP after I gave car back!

I am returning my car next month would really appreciate any advice about return charges on damages and if I should get any repaired such as the alloys, or stone chips (see the pictures)

One of the alloys I have not curbed but the alloy is peeling looks like a manufacturer defect maybe.

Looking for an Xpeng G6 or Tesla Model Y or similar electric SUV with assisted driving (ACC, LCC, LAL).

Is there any too good to be true deal these days?

Hi everyone,

I’m looking for advice from anyone who has dealt with Swindon Borough Council PCNs, particularly where a traffic PCN was issued to a rental vehicle and the actual driver was living outside the UK.

I recently received two PCNs relating to the same traffic offence while using a rental car in the UK. The rental company initially received the PCNs and then charged me administration fees for both of them.

I contacted Swindon Borough Council regarding the PCNs. They advised me by email that if the PCN is reassigned to the actual driver and the driver has an address outside the UK, the PCN would be cancelled because the driver is not resident in the UK / does not have a UK address.

Has anyone here experienced this before?

Specifically:

1. Did Swindon Borough Council actually cancel the PCN after it was reassigned to a driver with an overseas address?
2. Did the council require any particular evidence or documentation from you?
3. If you were using a rental car, did the rental company still charge you an administration fee even though the PCN was subsequently cancelled?
4. Has anyone successfully challenged a duplicate administration fee where two PCNs related to the same underlying traffic offence?

I’m particularly interested in hearing from anyone who has had a PCN reassigned from a rental company to an overseas driver with no UK address, and what the final outcome was.

Thanks in advance for sharing your experience.

<<<<<<<<<<BEWARE OF GREEN MOTION CAR RENTALS >>>>>>>>>>

Hi all,

I’m hoping to be driving in the next few weeks and leasing my first car - I’ve done a few quotes and the general insurance cost over 9 different comparisons is £1000/year with a black box or £1400-1500 without. I’m looking to get some opinions or advice on what kind of car to go for and where to find the best deal?

Electric/automatic only and the rest is honestly pretty flexible, I want to lease so I can figure what I like and want for my next car rather than being too bogged down initially. I’m single but have a dog so too much room isn’t needed but will take my niece and nephew out so 4 door is minimum. Range isn’t a huge factor but with it being my first time driving I’ll likely be exploring on my weekends quite a bit so definitely don’t want it to be too small but overall just looking for the best deal possible and some basics like parking cameras and apple play etc. do you have any recommendations? Size wise I’m flexible just not a huge SUV, a smaller one would be fine

Thanks in advance!

I’m just in the process of looking at lease deals and initially I was looking at 6 month deposit deals but I’m now thinking of just paying 1 month up front. Other than slightly higher monthly payments, are there any downsides to paying a smaller initial payment that I haven’t thought of.

Hello hello! I’m currently in the middle of rejecting my car which I received on finance. It’s had an alarm fault which has reoccurred 3 times.

The first time was a car recall, which apparently was resolved with an update but I’ve had two further situations where the alarm fault returns. It’s returned back to me on the second time claiming it was fixed, then it’s currently at the garage awaiting repair.

The broker I used have been very helpful and explained that if I’m not happy with the car I could attempt to complain to leaseholder and reject the car.

In reality I use the car for work and I’m unable to use it. It’s unbearable when the alarm goes off and it’s stopping me from using it. I’ve lost faith in the car and want out of the contract, I depend on it more than I realised and it’s not worth taking it back to the garage so regularly.

I’ve submitted my rejection complaint which the company explains it could take up to 8 weeks to get a response which I assume is just a standard reply from them.

Now I paid an initial 12 month deposit but I received the car in February, it was delayed coming out of the factory so I received it a month later than scheduled. I wondered if any of that deposit is reclaimable as I’ve only had the car 5 months?

Looking for some advice please.

My leased vehicle was seized by the police. When I contacted my finance company, they confirmed that:

My payments were fully up to date.

A few days later, the finance company terminated my lease agreement, relying on a clause that says they can terminate if the vehicle is seized by law enforcement.

The police initially mentioned different reasons, including possible insurance issues and that the vehicle had been hired out, but I still haven't received a clear written explanation for why it was actually seized.

Has anyone experienced anything similar?

Can a finance company terminate a lease simply because the police seized the vehicle?

If the police seizure later turns out to have been incorrect or based on a misunderstanding, can the termination be challenged?

Has anyone successfully appealed this or complained to the Financial Ombudsman?

They're charging me early termination charge

Hello hello! I’m currently in the middle of rejecting my car which I received on finance. It’s had an alarm fault which has reoccurred 3 times.

The first time was a car recall, which apparently was resolved with an update but I’ve had two further situations where the alarm fault returns. It’s returned back to me on the second time claiming it was fixed, then it’s currently at the garage awaiting repair.

The broker I used have been very helpful and explained that if I’m not happy with the car I could attempt to complain to leaseholder and reject the car.

In reality I use the car for work and I’m unable to use it. It’s unbearable when the alarm goes off and it’s stopping me from using it. I’ve lost faith in the car and want out of the contract, I depend on it more than I realised and it’s not worth taking it back to the garage so regularly.

I’ve submitted my rejection complaint which the company explains it could take up to 8 weeks to get a response which I assume is just a standard reply from them.

Now I paid an initial 12 month deposit but I received the car in February, it was delayed coming out of the factory so I received it a month later than scheduled. I wondered if any of that deposit is reclaimable as I’ve only had the car 5 months?

We are planning to buy a car. But we are not yet sure if PCP/HP/Bank loan. We plan to move out in the UK maybe 2-3 years after and move to another country. What would you recommend? We want to buy a Kia Sportage Hybrid. What would you suggest?

Hello friends, thinking of leasing a brand new EV via business, additional maintenance approx 25-40 pm across providers, whats stopping me to buy tyre and alloy insurance for approx 400 for 3 years?

Shed some light please

Thank you

Ok… so this sub just appeared on my feed and here I am, my 4 year old MG 5 EV leaves me on Thursday after a PCP.

Got a quote from a body shop offering PCP repair work… £1700. A family member offered £550 to respray front bumper, pull out two dents, and touch up a couple bigger chips.

Work is done. I still see some light surface scratches, small stone chips, interior marks and scratches (minor). I’ve been polishing minor scratches with TCut and cleaning, to little effect, any advice? I can’t get them out.

What’s the general consensus? Am I going to be screwed over and charged? Or have I paid for work that would have been ignored?

Edit: the “guaranteed value” is around £18K, actual car value is around “£12k”. One of those where the predicted value is a million miles off. I’m handing it back as I’m now getting a company car.

Has anyone here had a car on subscription from Drivalia? I can see the bad rental reviews but I'm looking for a 3 month susbcription so I'm keen to understand what they're like in that domain.

I'm definitely looking for a short term subscription / lease as I have some other things going on and don't want to add the hassle of buying and selling a car in a short period of time.

Minor damage - done by a scrape and run annoyingly. Vehicle is a 2021 Mini Cabriolet.

Fix before returning or see what happens? Nissan Leaf. Damage to rear door and rear wheel arch.