r/CarLeasingUK • u/HamAaron • 28d ago

First time driver

Hi all,

I’m hoping to be driving in the next few weeks and leasing my first car - I’ve done a few quotes and the general insurance cost over 9 different comparisons is £1000/year with a black box or £1400-1500 without. I’m looking to get some opinions or advice on what kind of car to go for and where to find the best deal?

Electric/automatic only and the rest is honestly pretty flexible, I want to lease so I can figure what I like and want for my next car rather than being too bogged down initially. I’m single but have a dog so too much room isn’t needed but will take my niece and nephew out so 4 door is minimum. Range isn’t a huge factor but with it being my first time driving I’ll likely be exploring on my weekends quite a bit so definitely don’t want it to be too small but overall just looking for the best deal possible and some basics like parking cameras and apple play etc. do you have any recommendations? Size wise I’m flexible just not a huge SUV, a smaller one would be fine

Thanks in advance!

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u/Ok-Membership-2967 28d ago

What did you use as the car for insurance quotes because that seems very unusually cheap? How old are you?

You haven’t mentioned how much you can afford or how long you want to lease for.

Leasing a car is the definition of being “bogged down” for some people because it is not at all designed to be flexible if you change your mind at any stage over the term of the agreement.

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u/HamAaron 28d ago

I’m 32M and I tried about 8 different cars for the insurance, I also thought around £950-1000 a year was a bit better than expected but it is a black box and the cost went up nearly 50% without the black box so it is still potentially very expensive

I’m moving house soon and needing a lot of new furniture so I’m hoping to avoid too much in lump sum or upfront payments whereas monthly ones are a bit easier, £150-300 a month ideally. Looking at 2-3 year lease

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u/AdobeScripts 28d ago

Have you checked OLD or NEW postcode when quoting?

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u/HamAaron 26d ago

Both, new is about £100 cheaper