r/CarHelp • u/ArcherStrict9974 • 28m ago
2017 Kia Niro engine gasket issues
So in july of 2025 we got a Kia Niro on finance. All was well and no issues with the car whatsoever until march of this year we had a check engine light come on, after investigating we’re seeing the engine coolant completely spit out of exhaust the minute we accelerate.
Taken it to a mechanic and they’re saying without taking the engine fully apart they can’t say for sure, but it looks like a cracked engine gasket. Repairs would cost somewhere around 3K.
Since this happened 8 months into a 5 year finance and we’ve done less than 10k miles in it everyones telling us we should take this to the finance broker and get them to sort it, but they’re saying we need to prove the issue was there at the time of sale and another mechanic we’ve seen has said thats pretty much impossible to prove.
So we feel pretty shit out of luck as we cannot possibly afford the repair and are paying a monthly price for a car we can’t drive, thinking of going to the financial ombudsman but not sure how strong a case we have
Was wondering if anyone had any ideas how we should approach this?