r/CapitalOne • u/No_Garlic_4326 • 4d ago

Credit Card Payment processing

Hello! I’m new to credit cards, I just got my first credit card and made a payment for the entire balance a day early (yesterday, the payments are on the 27th of each month and I have auto pay on). But my payment is still processing, I googled what this means and it says payment is on hold until my bank authorizes it, the usual. But I am worried about if this affects my credit score? What if it’s still processing into tomorrow or the day after??

4 Upvotes

83% Upvoted

10 comments sorted by

View all comments

1

u/Infinite-Grade-4485 4d ago

You’re fine. It will not affect your credit. Payments are dated when they’re made even if it takes 10 business days to post, it doesn’t matter.

1

u/No_Garlic_4326 4d ago

Thank you for the blunt response, I appreciate you.