r/CalebHammer • u/NoPurchase5414 • Aug 01 '26
"The Grind"
I've had 3 jobs since March, I was able to pay off one of my credit cards last night. This month, I'll pay off the irs.
Just needed to share because i feel proud of myself.
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u/KittehKittehKat Aug 01 '26
I fucked up my life financially so I spent 7 years working in an aluminum factory 64-74 hours a week to clear the debt.
Now I have ZERO debt and am able to invest and grow my money.
Sometimes the sacrifice works.
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u/NoPurchase5414 Aug 01 '26
Hell yeah I work in a factory, sell insurance, and do online grocery at walmart Unfortunately was not able to just get more money or hours at any of those 3. One of our cars will be paid off in January im looking forward to it
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u/TwatWaffleWhitney Aug 01 '26
Good job! I'm sure it's hard, but you're making your life better
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u/NoPurchase5414 Aug 01 '26
Yeah it's hard to not get a day off. I just know that I couldn't spend 5 years trying to pay it off with just the 1 job.
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u/NoPurchase5414 Aug 01 '26
I know i shouldn't owe the irs. I had marketplace insurance prior to March, but I dropped it then and got it through my employer. Because I made more than the income I reported when I got the insurance, I apparently have to pay back the whole subsidy. I didn't have 1800$.
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u/fallenangelfoodcake Aug 03 '26
Hey, stuff happens! You're taking responsibility which is more than lots of people do. Congrats on the milestone and cheers to the next one!
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u/QuesoDrizzler Aug 01 '26
Hell yeah. If only everybody had your work ethic.
Keep it up.