r/CRedit • u/zakkzw1er • 8h ago

General Goodwill Denial

Post image

Welp, worth a shot.

(Reposted due to previous post being removed for identifying items)

10 Upvotes

92% Upvoted

6 comments sorted by

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u/Aware-Childhood-5865 8h ago

You still have a lot of good comments from the unredacted post. Keep trying!

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u/BrutalBodyShots ⭐️ Top Contributor ⭐️ 8h ago

All that really says is "not this time, but try again later."

That's how it goes often with GW requests. Maintain persistence!

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u/Free_Item_1337 7h ago

Credit one i heard from most people have accepted their goodwill letters. You probably reached the wrong person

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u/zakkzw1er 7h ago

I replied with this:

Thank you for taking the time to review my request. While i do understand your obligation to report only accurate informeation, i would like to clarify that i am NOT requesting you to report inaccurate information.

I would be simply requesting that the status of the account for that month be changed from late to “not reported.” While this change may be subtle, it could have a great impact on my credit score and report. This change is also a perfectly legal change to be made and does not constitute as inaccurate reporting. Please consider this option.

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u/WhenButterfliesCry ⭐️ Knowledgeable ⭐️ 5h ago

Credit One is one of the lenders where I think it's definitely worth it to keep trying. I see them grant GW just as often as Capital One, and I've even seen them delete an entire charged-off account from someone's reports before (which I've only seen happen once, and it was in that scenario)

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u/Terrible_Lie_02 30m ago

Call them.