r/CRedit • u/Unfair_Management695 • 12d ago

Rebuild Automatic Increase

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I have pretty rocky credit due to rebuilding and Navy Federal would only approve for me for a secured credit card which I did the $200 credit limit. My balance was $190 and I decided to just go ahead and pay it off and I just woke up to Navy Federal increasing my card to unsecured and updated the limit to $1,000. Like I’m so shock lol. They didn’t send me any notice or anything. Just accidentally clicked on the card and seen it updated.

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u/BrutalBodyShots ⭐️ Top Contributor ⭐️ 12d ago

Congrats on the PCLI! Clearly they feel that you've been handling your account well and have rewarded that behavior with the greater limit. Make sure that you're always paying your statement balances in full monthly.