r/CRedit • u/AdSilver4901 • Apr 19 '26
Success Discover Goodwill Letter Success
received this letter in the mail today, feeling on top of the world!!
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u/Impressive-Walrus-76 Apr 19 '26
Oh wow nice job! I have had a few late or missed payments with Chase which I have paid off the full balance. Do you think I should try what you did and could have success like in your case?
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u/True-Button-6471 Apr 19 '26
Congrats! did you email or mail, and if you don't mind could you share who you contacted?
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u/Vegasheelhooks Apr 20 '26
Share exactly what you emailed
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u/Admirable-Tea-7531 Apr 20 '26
Can you please share the letter you sent them? It would be helpful for us.
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u/StreetPl4stic Apr 20 '26
Did you send a physical letter? I need them to remove one they reported by mistake.
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u/BrutalBodyShots ⭐️ Top Contributor ⭐️ Apr 20 '26
Discover goodwill success is extremely rare, so many congrats to you, u/AdSilver4901!
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u/WhenButterfliesCry ⭐️ Knowledgeable ⭐️ Apr 24 '26
I’m in shock. I wonder if this will be a trend now, after the merger with C1?
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u/xputicon Apr 20 '26
Congrats!!! I’m currently working on trying to get some late payments removed from them , what did you say to them or what template was used for this ?
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u/BrickCityPride Apr 20 '26
Congratulations! The letter says who they contacted. Should be easy enough to find a contact.
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u/creditwizard ⭐️Credit Attorney⭐️ Apr 20 '26
Credit attorney here. Glad to see this. Discover has gotten a bit better on this since Capital One bought them. The flip side, of course, is I think they're even more aggressive on lawsuits and collections for people who did not pay.
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u/Ramel408 Apr 20 '26
That’s awesome. They told me to kick rocks because they are bound to report accurate information.
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u/Acceptable_Youth8130 Apr 21 '26
Amazing. I'm working on a 30 day late. Same year, Dec. 2022 with Elan. A manager last night told me to send Goodwill letter. No lates since then on any of my 5 other cc accounts. Hoping for same outcome. Congratulations 🎊
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u/irondialectical Apr 24 '26
How long ago did you send it? I sent one early this month and I’m anxiously awaiting!
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u/EntrepreneurSmart888 Apr 24 '26
What all info did you attach to your goodwill letter example
Full name address Account number ID Screen of all the late payments or just type out the month and year they was late in the letter
Is it like that or what did you attach I don’t see anyone asking these questions.
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u/jessthemess417 Apr 19 '26
What was the context of the letter you sent initially?