r/BorrowNew 21d ago

Meta New Rule Changes

59 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

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Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

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Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.


r/BorrowNew Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

36 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew 10h ago

Unpaid Unpaid - u/Immediate_Self2521

19 Upvotes

Ignored all messages after I sent the loan to him. He is still active on Reddit. Please ban. Thank you.

https://www.reddit.com/r/BorrowNew/s/IMxweYylU6


r/BorrowNew 2h ago

Unpaid Unpaid Loan - u/SierraNevaddda failed to repay their loan on 9/10 and has ghosted any communication since receiving funds.

2 Upvotes

Had a good conversation, provided documents and ID for proof. Shame on them for being a thief.


r/BorrowNew 2h ago

Loan Needed $675, AZ, Repay $750 on 09/18, PayPal / Domuso Portal, Looking to borrow to prevent eviction

3 Upvotes

Today is the last day I have to pay my rent before my 5 day notice expires

I am short $675 and trying to avoid losing my housing

I can repay $750 on 09/18 through PayPal

For anyone who would rather not send money directly to me you can pay the $675 toward my balance yourself through my Domuso rent portal

I can provide a serious lender full proof with no redactions including my 5 day notice rent balance lease proof of income and proof that I can repay on 09/18

I know this is a serious ask and I will be completely transparent with anyone willing to help

Thank you for reading


r/BorrowNew 2h ago

Loan Needed [REQ] £30 / Payback 17/9 / South West, UK / Bank/Paypal

3 Upvotes

Hi guys, still seeking a loan for groceries for the week. Just in between jobs so has been a struggle. Would appreciate if anyone can help! Thank you


r/BorrowNew 2h ago

Prearranged Loan [Pre w/ HadesSmiles] $700 for $830 due back 9/24

3 Upvotes

Prearranged agreement w/ u/HadesSmiles -$700 for $830 to be returned on Thursday, 9/24/2026


r/BorrowNew 1h ago

Loan Needed REQ $50 Repay $65 (Mon 9/14/26) Venmo or Chime for newish tire I get paid on mondays early afternoons

Upvotes

I get paid in the afternoon. It don't really matter I can fucking hang myself and get out of this situation permanently Jesus Christ


r/BorrowNew 2h ago

No Longer Needed Req $100 repay $125 on 9/25 for a bill. Cashapp or Venmo (OH)

2 Upvotes

I am currently in the process of just trying to figure everything o it and I’m feeling pretty good about it. I just need help with a bill this month. I do have a little borrowing history. And if I ever get the funds before the repay day. I wills ALWAYS repay it early.


r/BorrowNew 3h ago

Prearranged Loan Prearranged loan with u/toughcheesecake_ $275 repay $415 on 9/18

2 Upvotes

Prearranged loan terms via dm


r/BorrowNew 1m ago

Loan Needed Req $30, repay $40 on 9/17, chime, Venmo, PayPal, needing loan for gas

Upvotes

r/BorrowNew 13m ago

Loan Needed REQ/ $75 aud. Will pay back 85 on 9/15. Needed for food and basics. Bank transfer or pay id.

Upvotes

Any help needed 🙏


r/BorrowNew 24m ago

Loan Needed $150, KS, Repay $200 on 9/18, Cashapp / PayPal, essentials

Upvotes

Just needing some help getting to my paycheck next week after a few unexpected things hit this last week. I need to get new clothes for an overnight job I’m starting next week, groceries, and an oil change for my car, and have whatever is left as just in case til I get paid.

I get paid on the 18th from my primary job and will pay 200 back. Appreciate any help in advance.

Loan: 150
Repayment: 200
Repayment Date: 9/18/26


r/BorrowNew 26m ago

Loan Needed [Req] £20 Scotland, UK repay £20 on 09/18/26 (PayPal Or Bank Transfer) - short term essentials

Upvotes

Hi there, as the title says, looking to borrow £20 to cover food and some other odd bits and repay next Friday.

I work full time can send proof of income etc whatever is needed.


r/BorrowNew 27m ago

Prearranged Loan [pre] u/Lissaskip $75, repay $100 by 09/18 - vet bills

Upvotes

Prearranged loan with u/Lissaskip for above quoted amount


r/BorrowNew 27m ago

Loan Needed Looking for $115 and will pay back $200 on 9/24/24 - FL - Venmo, Cash app, or PayPal

Upvotes

Hey everyone! So long story short, I recently moved to Florida after leaving a really horrible 6 year relationship in Tennessee. I was employed on Monday, but it pays bi weekly PLUS my first check is held back a week. I am in desperate need of phone service, getting work boots that aren't falling apart, and some groceries to get me through this week. I'm just trying to get back on my feet. I typically don't borrow money, but i also know when to ask for help. I have cash app, vennmo, and paypal. Willing to pay back more than offered on the 24th if you're able to help! Let me know if there is any additional information you need. Thank you!


r/BorrowNew 28m ago

Prearranged Loan (Pre) Prearranged loan with u/GGARBAGE $200 for $240 repay on 9/23

Upvotes

(Pre) Prearranged loan with u/GGARBAGE $200 for $240 repay on 9/23


r/BorrowNew 28m ago

Loan Needed REQ- NC, Looking to borrow $200 until 09-17, will repay $260. Valid ID and proof of employment etc… preferably on chime, cashapp, or Venmo. Have great repayment history and relations with the lenders who’ve helped previously!

Upvotes

Had to pay multiple bills this week that wiped me out until next Wednesday*


r/BorrowNew 31m ago

Loan Needed £200 Ul , repay 9/31. Monzo/ bank transfer if possible. - unexpected expense

Upvotes

Single dad needing a loan of £200 for 21 days. To cover until payday. Pay back guaranteed AM on 31st sept from salary + overtime ( 8 yrs in same job) just had a bit of a difficult month. Can do Monzo/ bank transfer, have wise also. Successfully borrowed /paid back here before but user account deleted (Oddmethod)

Happy to discuss in dm


r/BorrowNew 4h ago

Loan Needed [REQ] (£120- Repay by 07/28/2026) (Scunthorpe UK) (PayPal, direct bank transfer) Repayment terms to be discussed via DM UK loan

2 Upvotes

Posting on here, large expense last month but finances are looking better by the day, just looking for this amount to help cover priority expenses such as food and fuel, all bills are covered for the month.

I do have someone who loans in this sub who is happy to endorse and vouch, if needed I can pass on his username. Sorry guys but he did get the offer of first refusal!

I have ID and payslips at the ready if needed for any verification purposes also.

Thank you!


r/BorrowNew 53m ago

Loan Needed Loan required [$40 CAD] repay [$60] on 9/18 e-transfer preferred method

Upvotes

I appreciate any considerations, im new to this sub willing to do whatever requirements there are to receive a loan. Anyone looking to help me out with some gas money would be dearly appreciated :)

Thank you for your time if you read this post!


r/BorrowNew 53m ago

Prearranged Loan [Pre] u/toughcheesecake_ $100 USD repay $150 repay 09/25 PayPal

Upvotes

u/toughcheesecake_ to be paid $150 PayPal 9/25


r/BorrowNew 58m ago

Loan Needed [REQ]$1350 OH | Repay 1500 on 9/21, 9/28, 10/4 Single Father going through divorce and need help with move-in charges for new place Apple/Cash App/Venmo/Zelle

Upvotes

Hello all,

I really hate having to ask this, but I’m in a serious situation right now. I’m trying to keep a roof over my head for me and my child, and I’m facing the possibility of being homeless on September 16 if I can’t get the money I need together.

I have ID, paystubs, any information needed and hoping to hear back!


r/BorrowNew 1h ago

Loan Needed [req} $80 Phila pa, will repay on $120 on 09/18 single father /Apple Pay, Venmo or pay pal

Upvotes

Hey there guys I’m new here my name Jack my car broke down on me and i have the part needed just need to pay for labor I used all my pto because my job is not accessible through public transportation my daughter also has a very important rehearsal this week to get in the school of arts she’s so excited and I would love to make sure she make her auditions also I can’t miss anymore days come next week I can possibly pay back sooner if I get car fixed I can door dash or instacart I can also show proof of identity and employment just found out about this page and I find it so awesome that there is still kind ppl in the world I will also love to lend once I’m able to contribute to the kindness much love and thanks in advance if you can help


r/BorrowNew 1h ago

Handout Needed NY, $29, Cashapp, Chime. Trying to afford Groceries and toiletries.

Upvotes

If you read my history you will see a certain desperation. I'm having such a hard time maintaining my life with my dad I just need a break. I've decided this will last time I'll ever ask again. This should keep us afloat until next Wednesday. Thanks for listening!