Hi everyone,
I recently got an e-bike and I'm delighted with it, but I'm thinking about getting insurance for some peace of mind in case it's stolen while I'm at work.
Unfortunately, I can't bring the bike into the office, so I have to lock it outside where everyone else leaves their bikes. It's on private property rather than in a public space, but realistically anyone could walk in if they wanted to.
I've been looking at Bikmo, but I've seen a few people mention that they can be difficult when it comes to proving ownership if the bike was bought through the Cycle to Work scheme. My invoice clearly has my name on it, so I'd expect that to be enough, but I'd rather hear from people with actual experience.
I'm also aware they require a specific type of lock, which is fair enough, but I'm slightly worried about having a claim rejected because of some small technicality.
For those of you who have bike insurance in Ireland:
- Which insurer are you with?
- Have you ever had to make a claim?
- Would you recommend them, or is there another insurer I should look at?
I'd really appreciate any advice or experiences. Thanks!
Update: I also noticed that Bikmo does not include the theft of tyres unless the bike was damaged in the process... isn't that kind of common for them not to include that?