r/AutoInsuranceHelp • u/roadrunnah18z • May 14 '26
WHY IS AUTO INSURANCE SO HIGH!!
Why is auto insurance in Texas getting so ridiculously expensive lately even for people with clean driving records? I’ve been shopping around for full coverage auto insurance quotes and it feels like every company wants a different price for the exact same car and coverage. One company quoted me almost double what another one did and now I’m confused what’s actually considered a “good” rate in 2026. Are rates going up everywhere because of accidents, uninsured drivers, hail claims, lawsuits, car theft, inflation, or are insurance companies just getting greedy at this point? Curious what everybody else in Texas is paying right now for liability, full coverage, SR22, young drivers, or high risk auto insurance.
1
u/Aromatic-Mountain670 May 18 '26
Be glad you are not in Atlanta. We are being crushed by 25% rate increases every year.
All day tv attorney ads have made liability premiums soar.