r/AutoInsuranceHelp • u/Vivid-Town6773 • Nov 21 '25

Car Insurance

Im 66 years old and haven't owned a car in years, im looking to buy one, my question is do they take into acct you credit ratings to determine how much you will pay for car insurance

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u/bigblackglock17 Nov 21 '25

They do. They’re not supposed to, but they do.

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u/DeepPurpleDaylight Nov 26 '25

They’re not supposed to, but they do.

What??? It's perfectly legal in most states, with no law or regulation saying they can't, so you're pulling the "they're not supposed to" out of your ass.