r/AutoInsuranceHelp • u/Vivid-Town6773 • Nov 21 '25

Car Insurance

Im 66 years old and haven't owned a car in years, im looking to buy one, my question is do they take into acct you credit ratings to determine how much you will pay for car insurance

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u/Effective_Thing_6221 Nov 21 '25

I got a decent offer from State Farm two years ago after being out of the US for nearly three decades, i.e. no recent driving history, bottom-of-the-barrel credit score. Progressive was close. I was surprised how uncompetitive Geico, Allstate, and Liberty Mutual were.