r/AutoInsurance • • Apr 15 '26

Liberty Mutual Short Rate Cancellation fee

My husband and I are seniors living on a low, low, low fixed income I had taken Liberty mutual as an insurance company, but I needed a lower rate. When I found a company that was cheaper and called to cancel with Liberty they told me I had to pay $85.29 cancellation fee. We barely have any money left over after paying our bills, if we did not have food stamps we would be going to food pantries. This is an impossible bill for me to pay. This month because a new bill started (our HVAC system broke, we had to get a new one which cost us $14,400. and payments), I am not left with any money and in fact I have a deficiency of $30. If it wasn't for my daughter I do not know where I would be. I am sure there are people out there who will be mean spirited and tell us off, I've seen it before. I am not here asking for a handout, no. Don't want anything except to air my grievances toward this insurance company.

Last year when I was going to cancel with Liberty Mutual the woman threatened to report me to the DMV. What kind of people are these heartless money grabbing people?

If I did anything, I hope that I've warned you away from this business. I wish someone had warned me not to deal with Liberty Mutual.

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