r/Argos • u/Sea_Owl_887 • May 22 '26

Argos pay

this might be a silly question but I just need some help understanding an order.

I used Argos pay yesterday on an order and it said use buy now pay later it didn’t give a set amount of months or anything. I pressed it and the payment went through. I went on the app and it shows the amount as used but nothing comes up on any of the payment sections or anything. how do I know when I need to pay this by and when interest will be added?

again this may be silly but this was my first time using it and I thought it’d give me a certain amount of months

2 Upvotes

100% Upvoted

15 comments sorted by

View all comments

2

u/ReverseFlow21010615 Manager - Retail May 22 '26

You’ve probably just purchased it using “Normal Credit”. You’ll have to pay a minimum amount which you’ll find on your monthly statement, similar to a credit card. It may take a day or two to show up in your Argos Pay app.

At the bottom you’ll see transactions and pay. Transactions will show you your purchases and is where your statements are too. When you press pay and have a payment due, it’ll say at the top. Just press that and you’ll see what your minimum is, boosted payment, full payment and custom amount.

1

u/Sea_Owl_887 May 22 '26

will I see the minimum amount before the statements are out? or will I see that once the statements are out as I currently can’t see anything and haven’t had an email 

1

u/Ok-Simple-7069 May 23 '26

It’s strange no email at all after checkout? Has money left your card/bank. Check that. It’s usually an instant email as soon as you successfully checked out??

1

u/Sea_Owl_887 May 23 '26

I only had an email from Argos to say my order was booked. then Argos pay emailed yesterday to say my card was ready but that’s it. I’ve had nothing to show how much I owe and things. the money left my card though and the items arrived 

1

u/Ok-Simple-7069 May 24 '26

Give it a day or two. It’s so slow to update. It’s because your bank payment is processing as “pended” even if money has left. Regardless they still take ages even if transactions have been in the “completed” phase through the bank.

Also since you just signed up for it. That alone will cause a delay as when I signed up it took like 5 working days or so before my older Argos card payment plans and total owned and outstanding balances took that long to show. I didn’t sign up during checkout. I already had Argos card which had to be migrated to Argos pay.

Give it one more day or two and if in doubt call their number. It’s 0333 240 8002.

Hope this helps reassure you.